497 Chinook Way

Center Island, WA
$ 695,000 Beds 2 Baths 1 Sq 1,680
Monthly Estimate* How much can I afford?

Escape to this sweet Center Island medium bank waterfront home nestled among the firs. First floor is an open and bright eat-in kitchen, dining & family room with cozy woodstove, all boasting views of lovely Reads Bay. Two bedrooms and a 3/4 bath complete the first-floor layout. The second level offers possible spacious primary suite or finish to buyers taste/ specification. Entertain guests rain or shine, generous wrap-around deck. Guest quarters with sleeping loft, wood stove, kitchen & 1/2 bath. 40ft float, Livingston dinghy, crab/shrimp pots, fishing gear & golf cart included. Center Island amenities offer two community docks, boat launch, airstrip, clubhouse & year-round caretaker. Seller Financing Possible. MOTIVATED SELLER!

Single Family

  • Price
  • $ 695,000
  • City
  • Center Island
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Half Bathrooms
  • 0
  • Area
  • Dec-Ctr-Blakely
  • Lot Size
  • 0.5464 Acres
  • Zip
  • 98221
  • Sqr Footage
  • 1,680
  • Year Built
  • 1991
  • Taxes
  • $ 2808
  • Style
  • Cabin
  • MLS#
  • 1865058
Listed By: Coldwell Banker San Juan Is. and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)



Appliances Dishwasher, Dryer, Microwave, Refrigerator, Stove/Range, Washer
Architectural Style Cabin
Attached Garage No
Basement Partially Finished
Building Area Units Square Feet
Building Name Center Island
Carport Spaces 1
Carport Y/N Yes
City Center Island
Community Features Boat Launch, CCRs, Club House, Community Waterfront/Pvt Beach
County San Juan
Directions Center Island is accessed by private boat or plane. Island Express Charter Service has regular runs from Anacortes.
Elementary School Friday Harbor Elem
Entry Location Main
Exterior Features Wood
Facing Direction Northeast
Garage Y/N No
HOA Fee 750
HOA Fee Frequency Annually
High School Friday Harbor High
High School District San Juan Island
Interior Features Wall to Wall Carpet, Laminate Hardwood, Double Pane/Storm Window, Dining Room, Water Heater
Levels Two
Lot Size Square Feet 23801
MLS Area 903 - Dec/Ctr/Blakely
Middle/Junior High School Friday Harbor Mid
New Construction No
Possession Closing
Property Condition Good
Property Style 12 - 2 Story
Property SubType Residential
Property Type Residential
Roof Composition
Senior Community Y/N No
Sewer Septic Tank
Special Listing Conditions None
Standard Status Active
Status Active
Street Name Chinook
Structure Type House
Subdivision Name Center Island
Tax Annual Amount 2808
Tax Year 2021
Terms Cash Out, Conventional
Topography Level, Sloped, Terraces
Utilities Septic System, Electricity Available, Wood
View Bay, Ocean
View Y/N Yes
Water Company Center Island
Waterfront Features Bank-Medium, Bay/Harbor, Ocean Access, Saltwater, Sound
Waterfront Y/N Yes
Year Built 1991
Zoning Description Residential

Interior Features

Bathrooms 1
Baths Full Main 1
Bedrooms Possible 3
Fireplace Features Wood Burning
Fireplace Y/N Yes
Fireplaces Main 1
Flooring Laminate, Carpet
Full Baths 1
Furnished Y/N Unfurnished
Heating Y/N Yes
Living Area Units Square Feet
Main Level Bedrooms 2
Power Production Type Electric, Wood
Street Suffix Way
Total Baths 1
Total Bedrooms 2
Total Fireplaces 1
Water Heater Location M
Water Heater Type Electric

Exterior Features

Living Area 1680
Accessory Dwelling Unit DetachedDwelling
Building Area Total 2000
Covered Spaces 1
Foundation Details Post & Block
Inclusions Dishwasher, Dryer, Microwave, Refrigerator, StoveRange, Washer
Irrigation Water Rights Y/N No
Lot Features Dirt Road, Secluded
Lot Number 19
Lot Size Acres 0.5464
Lot Size Units Square Feet
Open Parking Y/N No
Parking Features Detached Carport
Site Features Deck, Moorage, Outbuildings
Total Parking 1
Vegetation Brush, Fruit Trees, Garden Space, Wooded
Water Source Community
Waterfront Footage 124


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Bellingham, WA office

  • Monthly Principal & interest $2,268
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 5.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Friday Harbor Elem
Middle School Friday Harbor Mid
High School Friday Harbor High

Price History

11/16/2021 Listed $795,000
3/2/2022 4% - $765,000
4/5/2022 3% - $749,000
6/16/2022 8% - $695,000

Property vs Zip Code Average in 98221

AVG $1.06M
AVG $4,872
AVG 46
Year Built
AVG 1990


Areas That We Cover

497 Chinook Way Center Island, WA is a Single Family Home for sale at $695000 with 1680 sqft and a lot size of 0.5464 Acres Acre(s). 497 Chinook Way Center Island has 2 bedrooms, 1 baths and was built in 1991. The property's zip code is 98221 which is in Center Island, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 5.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.